Nearly 10M more renter households had income to qualify to buy home in 2012...
Many factors have increased the number of renter households qualified to purchase a home in 2012 versus 2000 and 2005: 1) incomes have increased, 2) population has grown, 3) mortgage rates are lower,...
View ArticleMortgage Rates are near record lows. How do they affect buyers qualified to...
In a previous post, we examined the impact of mortgage rates and house prices on the number of renters qualified to buy to show that lower mortgage rates, rising incomes and changes in house prices...
View ArticleLow Mortgage Rates and the Housing Market: Pros and Cons
While low mortgage rates boost consumer buying power, the reason for the low rates could hold home buyers back. Economic forecasters and analysts have frequently missed the mark recently when...
View ArticleHow Recent Mortgage Rate Increases Affect Housing Affordability
Bond Yields and Mortgage Rates are Moving Up This week has been an eventful one for bond markets. Just before the election, ten-year yields began to increase from the 1.8 percent yield they had held...
View ArticleThird Quarter Single Family Metro Market Prices
The National Association of REALTORS® reported that quarterly home prices increased again this past quarter. Prices continued to rise, with 93% of the markets showing home price appreciation. While,...
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